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I Have Bad Debt - Is a Secured Personal Loan Possible? 3 Thi

Having a history of bad debt can seriously hurt your FICO, or credit, score. Nobody would deny that, from a lender or creditor's perspective, a borrower who has a lot of debt is a greater lending risk than is someone without much debt. But, if you need access to money now, you may be considering a personal loan even if you have bad credit. Here are 3 things you have going in your favor.
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